MIWAY worse insurance company

Worse policy provider in. They have broken into my car, break the back window. I have smash and grab on my windows. Phoning the insurance company MIWAY, they say they don't pay for the smash and grab. But it is a safety feature that helps then and must make premie less. They say my access amount in R1150 for the window. I called a glass company and ask the price of the window the say the price of the window is R1100. This is how insurance companies are doing you in. Please, avoid MIWAY they are only *****ing your money.