MiWay Rips Off 3rd party when their client is 100% at fault!

On the 14th Feb 2020, I was involved in an accident with a MiWay Client. Their client who was on a turning lane next to me, made an ******* move & drove straight across the intersection instead of turning. In doing this, their client drove into the front right fender of my car. I submitted the claim with all supporting documents as required by MiWay and after 6 weeks of waiting for approval to get my car repaired, I was contacted by MiWay with the most ridiculous comments.... 1. The damages amounted to R19958.60 2. The stated that they will only pay 80% of the claim, as I did not do anything to avoid the accident. Firstly, who in their right mind purposely meets an accident? Secondly, I am driving a BMW that is in showroom condition. If I could have done anything to avoid the accident, why wouldn't I? Thirdly, who from MiWay was sitting in my vehicle to make a comment to state that I did not do anything to avoid the accident? 3. From the damages amount of R19958.60 , they say that they will only pay 80%, however their settlement amount was only R11897. How does this amount to 80%? Do they need some Math lessons? SO, FOR DAMAGES TO MY VEHICLE, WHICH WAS NOT MY FAULT, WHICH THEIR CLIENT ACCEPTED LIABILITY FOR, ENDS UP BEING MY FAULT BECAUSE MIWAY IS A *******!!! When I questioned MiWay, they had no logical response for their settlement offer, only to say, I should have foreseen and reacted to their clients ******* action. WELL MIWAY, THE LAST TIME I CHECKED, I WAS STILL NOT PSYCHIC AND IF EVERYONE WAS, THERE WOULD BE NO NEED FOR INSURANCE COMPANIES. YOUR CLIENT COMMITTED AN ******* ACTION ON THE ROAD THAT HAD NOTHING TO DO ME, WHICH RESULTED IN DAMAGES AND LOSSES TO ME. I MAY NOT BE YOUR CLIENT, BUT I AM A VICTIM OF YOUR CLEINT AND YOUR COMPANY WOULD STILL LIKE TO RIP ME OFF FURTHER! PATHETIC MIWAY. I AM SO HAPPY THAT I AM NOT INSURED BY YOUR COMPANY!!!