Horrible customer relations from MiWay

Got a call from MiWay telling me that my excess has been forcefully increased from R2000 to R5000 due to the fact that I had been involved in two accidents. I was upset about it, but I understood where they were coming from - 2 accidents in one year is quite bad.<br> <br> What angered me was the MiWay representative telling me that I need to stop getting into car accidents. Does the insurance company thing it's fun getting into an accident? Do you think it was pleasant for me when a Land Rover hit my tiny i10 and I had to wear a neck brace? How does one \avoid being in an accident"? By definition"