Hijack claim

when I took out the policy I did not mention my previous insurance history as I felt I didn't have a history& which I still don't have. I didn't claim I made a quotation & saw that I can fix the car on my own. Then I rejected the claim, it was never processed as It didn't pay out & I didn't pay any excess. <br> <br> To me that is not a incident or a claim that was concluded with my previous insurance Auto & General <br> <br> I feel the insurance is one way street, it looks for anything not to pay. Why can't it be beneficial for both parties? I am dealing with trauma & frustrations <br> <br> And for the record when Mr Deon Maritz came to asses my claim I disclosed the claim & explained to him why I didn't mention it as am no insurance expert. And this was my first car ever I never experienced anything like this. And if I short paid my premiums by r128 why can't you penalise me for that I pay & you settle my car, life goes on . my life is stuck & I can't sleep I can't focus at work.<br> <br> Why don't the insurance cancel the policy from the beginning as they can see your insurance history and wait for claim stage....it's very unfair &unprofessional.<br>