Excess amount for minor car damage ridiculous!

I have been a client of Miway since 2018 , never claimed before. Have a full comprehensive cover with them. I hit a pothole by accident and after a call to tyre fitment centre I was booked for an assessment at 14hoo and since the one front tyre is damaged and might burst replace it. and replace it. I got quoted a special price for R1500.00 per tyre including balancing. What a shocker to find out that I have to pay in R5700.00 excess for a R1500.00 claim and since the fitment centre does not deal with insurance companies I have to pay the excess tyre/s and possible damage to the suspension all out of my own pocket before Miway will pay out if they except the claim. So to Miway, thanks you for the excellent service I received from you since 2018 but I will definetely contact you in next week after doing my research on a more affordable insurance, to cancel my policies.