Early this morning I called MiWay and asked them to take costs of the call

Early this morning I called MiWay and asked them to take costs of the call. The lady from MiWay by the name of: Naqiyah Majothi attended me and gave advice about what I must do so I can qualify for zero excess for my car insurance. She made it easy for me and she gave me two options, either zero excess or decreased excess. Now, I have something to think thoroughly about. She further disclose the premium amount for each option.