YJ
Yonga J

1 reviews | Active since Jul 2018

03 Oct 2018, 09:56

Doing Credit Checks Without Authority From The Customer

Yesterday (02 Oct 2018), I received a call from a lady regarding car insurance. I was interested, but explained to the lady that as long as the quote won't include my ID and a credit check/ credit bureau check, we can continue. She confirmed my ID number, and some small contact details. She then requested my permission to do a bureau/credit profile check, which I refused and she then had to cancel the quote.

However, she did the bureau check either ways, even though I explicitly told her not to!!! This is *******, and ********. My credit profile now shows that I did an inquiry, which I didn't do!!! I'm extremely disappointed at this!!! I explained though-rally to the lady that I don't want to go ahead with the application as this will impact on my credit profile, and she blatantly chose not to listen. I refused to give her permission to do the check. Most likely she did the check even before asking for my permission, WHICH IS *******!!! POOR POOR POOR! I now have an inquiry for the next 365 days on my profile from MY Way, which I didn't authorize. Is this how My Way operates? *******ly doing credit checks on peoples profile? My Way? More like The ******* Way!

I'm now seeking further help on how I can get compensation for this. This has to be stopped!!!

0
Replies (3)
MiWay Insurance
MiWay Insurance's reply03 Oct 2018, 10:13
Official

We’re so sorry to hear this and we can assure you that this is not the MiWay way. An agent will be in touch to discuss your concerns.

Best regards,
The MiWay Team

YJ
Yonga J's update03 Oct 2018, 10:51
Reviewer Update
I will be glad if that happens. I would like to discuss a way this can be resolved and an explanation as to why it was done.
MiWay Insurance
MiWay Insurance's reply10 Oct 2018, 15:04
Official

We’re sorry for not removing your contact details as well as doing a TransUnion enquiry without your consent. ****er has been in contact with you to discuss a solution to your complaint.

If you need any further assistance, please feel free to call us on ***.

Best regards,
The MiWay Team