Beware of MiWays annuall price increases!!! ESPECIALLY on your excess

So last year April I decided to try MiWay insurance, I received a quote from them and liked what they offered. The excesses in particular was one thing I wanted (I'd rather pay a few rand more a month than having to loan money in order to make up a high excess). So I was rather shocked to see after my wife had an accident that my excess of R1200 had jumped to R4250! Yes I did Receive my documents and here I am guilty I was naive enough to think I could trust MiWay I only read the cover page where the changes to my policy are "summarized" and trusted them enough to think the rest of the policy would only receive the 6-10% increase. Now to my shock and horror after my wife was in a car accident I find out not only did my Premium increase with about 6.5% from R614 to R656 but they also took it upon them to jack my excess with a little over 350% from R1200 to a whopping R4250! How is that for sound business practice? Would the fools read the whole document upon annual renewal? if unlikely ***** them! If later on you receive a shock but sir you did receive the documents If you decided to trust us it is your loss, Sir we are a money hungry corporation which does not give a flying *** for the suckers who give their money to us! we only care about taking more money from them even if they don't have it that is not our problem. And original agreements mean nothing we sent you the new documents even though the excess is 350% more than our "agreement". Hence I found out what Miway means.> M ilk I ndividuals W ho A ssociate (with) Y ou