Worst insurance company ever

I wish I never dealt with this company. I insured my father in law and he passed away in December last year as a result of being ******ed in Limpopo. I then put in a claim and to this date my claim hasn’t been paid. They now state that they are waiting for post-mortem results, which might take forever knowing how the government operates. I spoke to someone who also had issues in the past with Metropolitan regarding payment of claims so I realise that’s how they operate. They are so quick to take your money but when it’s time for them to pay , they come up with stories. I feel at this point that they should just pay me back my premiums and cancel the darn thing, I also told all my friends to cancel anything they have with them as they won’t get paid when the time comes.