Mislead left without cover

<p>I am a 67 year old female who has had a policy with Metropolitan from 1992 (that acquits to 25 years) . My policy was taken for R15000 for my spouse and mother.</p> <p>In the year 2013 we had a Consultant come to my work and offered myself and colleagues at that time upgrade on our existing policy. This upgrade comprised of R50,000 for each of my members plus inkomo.</p> <p>At that point I accepted and took upgrade.</p> <p>· At no point was it mentioned to me that I need to pay for this policy for 10 years before retirement to qualify for this policy or for it to take effect in the event of my death. If I had known I would have rather saved my premium of R1066.80 (which would have been more than the R50.000 I was going to receive.</p> <p>The consultant was very much aware of my age and my retirement age was near when I took up this policy. I went to the offices when I found out through Assupol that if you retired you can stop paying premiums and your policy will remain as is up until my death.</p> <p> </p> <p>My questions are:</p> <p> </p> <p>Is this true that now I am left without cover after so many years of loyalty with Metropolitan.</p> <p>Can I have my contract signed with the Consultant that verifies that I did know I will have to pay policy for 10 years before qualifying for this benefits.</p> <p> </p> <p>I would like feedback soonest with regards to my this query, I am old and need to know where I stand, i cannot take up any policies over R15000 because im old and regarded as a risk profile. I dont want to be a burden to my children in the event of my death.</p> <p> </p> <p>I would like my policy reinstated to R50000 as per what was communicated to me.</p>