Mislead by Metropolitan

Metropolitan consultants they not selling their products to their client with honesty. The guy in kempton told me that the investment that am taking should I decide to cancel it at anytime I will get all my premiums paid back.the deductions have went thru I want to cancel my policy now the head off tells me I wont get my premiums...their guys are scared to lose clients hence they lie to their clients...that I was told over the phone.i have requested a contract so I can see their clause and have not received it even now...its about 3 months now.Am highly disappointed that I was **** to if I was told I was donating my R3000 to Metropolitan I could have saved it in my account....am very frustrated now and I need my refund