claiming problem

Hi in hayley jantjies iv already launch a review on my policy that iv been having a problem with wich they dont wanne pay out im really dissapointed in their service and its not the first time i reinstated the policy in january and they told me no waiting period will apply they declined my claim becoz of disclosure and iv got the contract and everything the branch in kimberley declined my claim and im unhappy coz the they iv opend the policy they only ask me about my uncle health everyyhing was fine and he died due to natural causes they have a lot of stories now can u pleas help me coz i want my money i wont leave it there im taking further steps please help my by get my claim ammount the funeral is tommorow