medshield *******

As I have seen on other comments , it is obvious that we are paying more and more and getting less and less. Of course they deny this. everything is taken off your day to day which this year is 8500 , How long can that last when you have various ailments. There used to e separate benefits for GP now it comes off day to day and then there are only 2 left for the whole year. No benefits for physio or radiology out of hospital....Having had various issues this year my day to day are finished....i cant even go to physio which I need but cant afford. Im paying 3850 a month for 1 person.....Medical aids are a ******* and take advantage of the bad public health system ...to try and change to another medical aid is not viable as you have to pay late joiners fee which is 50% in some cases.... . they give you a list of the pmb benefits but find out that they still come out of your day to day or its every 2 years ....its all very vague and so you get caught out. It is a disgrace.