Decline of C-Section after Dr stated danger to the mother and baby due to existing medical conditions.

I have been on this medical aid for a year now. They have paid out nothing except 4 maternity consultants of R300 each. My c-section is due Monday 18 October 2021. They declined my c-section after my doctor has written a motivational letter to why it is dangerous to give normal birth for the baby and mother due to existing medical conditions. They still declined stating their doctors know better and my health is not in danger forcing me to give natural birth or paying the c-section myself. Im horrified and in a emotional state and trauma. This is a violation of health and human rights. I will definitely proceed this matter to the media or legal action.