PRESCRIBED DEBT

I had an account with Finchoice that has been prescribed as per the NCA , it has been more than 5 years.

The account reflects as closed but still the prescribed debt was sold to these people who does not respond to the emails i have sent.

Section 126B of the National Credit Act (NCA) talks about the Application of prescription of debt and it states that: (1) (a) No person may sell a debt under a credit agreement to which this Act applies and that has been extinguished by prescription under the Prescription Act, 1969 (Act No. 68 of 1969).

I am expecting a letter stating that the account is closed.

My next step would be the ombudsman.