Overpayment of an account? Still awaiting refund after 5 months?Still no statements after many years?

Standard Bank and ABSA had apparently sold the credit to Munnik Basson and Da Gama attornies, Now they have in turn sold it to MacRobert Attornies, and LGR attornies (not sure ,really),but MacRobert and LGR attornies are theone's who used to harrass me regarding payments. Ivé been paying regularly for years. For a while the harrassment stopped (how can one be harrassed with threatening letters ,whilst you are paying regularly on monthly basis,without skipping a single instalment?) as I got Legalwise to threaten them. Thank God for Legalwise, otherwise I would still have been harrassed with stinking,attacking letters ,whilst i was paying REGULARLY for years. The payments still continue,but without statements for the last few years? So much so,That by chance due to ombudsman it was dicovered that I've overpaid one StandardBank Credit card by an amountof R5000 which we are still trying to recover from MBD-Munnik, Basson and Da Gama Attornies? ear Madam

I sincerely hope you could kindly assist once again.

I have been paying 5 accounts towards ABSA and Standard Bank for the last few years. It was discovered that I had overpaid the Standard Bank Credit Card account and R5000 (which we are still trying to recover from Standard Bank/MBD -Munnik Da Gama and Basson) are still due to us due to overpayment. I fear that the other 4 accounts might be in the same situation. Could you kindly assist as i've asked for numerous occasions for statements but none has been forthcoming. These Standard and ABSA bank accounts are being overseen by MacRobert and LGR Attorneys. (under MBD- Munnik Basson and Da Gama attornies) Ive been asking them for the last few years for statements ,but so far nothing?'I am paying regularly monthly payments and how do i know ,if i haven't overpaid already?

Could you kindly assist by approaching Standard Bank and ABSA bank.

Thanks in advance.

Yours faithfully

NEIL GORDON PYOOS