JG
Juan-Pierre Grimbeek

1 reviews | Active since May 2015

17 Nov 2020, 13:04

MBD trying to collect prescribed debt

Seems like MBD Attorneys doesn't know the NCA laws?

The following section was inserted in the NCA after section 126A: Section 126B: Application of prescription of debt. (1) (a) No person may sell a debt under a credit agreement to which this Act applies and that has been extinguished by prescription under the Prescription Act, 1969 (Act No. 68 of 1969). (b) No person may continue the collection of, or re-activate a debt under a credit agreement to which this Act applies – (i) which debt has been extinguished by prescription under the Prescription Act, 1969 (Act No. 68 of 1969); and (ii) where the consumer raises the defence of prescription, or would reasonably have raised the defence of prescription had the consumer been aware of such a defence, in response to a demand, whether as part of legal proceedings or otherwise.’

Started sending me SMS's today and tried to call (putting down the phone after I've answered) regarding a very old Standard Bank account which I had years back. This has prescribed long ago, but now they try their antics on collecting which is against the law. Think the Credit Ombud, NCR and CFDC should look into the operations of this company.

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Replies (3)
MBD
MBD's reply17 Nov 2020, 13:29
Official
Dear Sir/Madam

We acknowledge receipt of your query and thank you for bringing this matter to our attention; we will investigate the matter and furnish you with feedback in due course.  Kind regards COMPLAINTS OFFICER MUNNIK BASSON DAGAMA INC 

JG
Juan-Pierre Grimbeek's update19 Nov 2020, 15:23
Reviewer Update
Someone tried to call me again... Can I please have feedback
JG
Juan-Pierre Grimbeek's update23 Nov 2020, 10:26
Reviewer Update
Again, a SMS...