CD
Charmone D

1 reviews | Active since Feb 2017

15 Oct 2022, 13:24

Horrible

Prescription is when a debt (for example, an obligation to pay money) is extinguished after a period of time. South Africa has different laws which specify prescription periods, for example, the Prescription Act says that contractual and delictual debts extinguish after three years from the date when they became payable (due). Prescription periods may, in certain circumstances, be delayed or interrupted

So why isn't is account close because im still unemployed its not even write off

0
Replies (8)
MBD
MBD's reply17 Oct 2022, 08:35
Official
Dear C Davids

We acknowledge receipt of your query and thank you for bringing this matter to our attention your concerns are noted; we will investigate the matter and furnish you with our feedback shortly. 

Kind Regards 
Complaints Officer 
MBD
CD
Charmone D's update18 Oct 2022, 21:17
Reviewer Update
So when will you be making contact..
CD
Charmone D's update19 Oct 2022, 07:53
Reviewer Update
You contacted me so im still unemployed so.. Just close the account because it has been more 7 years now

CD
Charmone D's update19 Oct 2022, 08:00
Reviewer Update

The collection agency will then try contact you, demanding payment. This is *******.

If someone if demanding payment from you on a prescribed debt, the following are options for you:
  1. Question the prescription as your defence. You are allowed to refuse to make payment until the debt collector provides evidence that the debt is not prescribed.
  2. If the debt collector persists, without providing evidence, contact a credit bureau.
MBD
MBD's reply19 Oct 2022, 14:15
Official
Good day,

Kindly be advised that your account has been closed and a confirmation letter was emailed to you.
 
Kind regards
COMPLAINTS OFFICER
MBD 


CD
Charmone D's update20 Oct 2022, 11:36
Reviewer Update
Good day

I still didn't receive any email my email address is ***
MBD
MBD's reply20 Oct 2022, 15:04
Official
Dear day Charmone

Kindly be advised that we have resent the letter, please confirm receipt.

Kind regards
COMPLAINTS OFFICER
MBD 
CD
Charmone D's update31 Oct 2022, 10:08
Reviewer Update
Good day

I not sure who you handed my account over to

Please inform them my account is close because they literally talking about debt last paid in 2017