WARNING - **** !! Paysoft CC and Madiba Trading

Please beware. My bank account was debited with R99. I had no idea what it was for. The bank gave me details of a company called Paysoft CC. I called and spoke to Donovan. He said that the debit order came from a client of his and wouldn't know what it is about. He gave me the name Madiba trading and a contact number.<br> <br> I called and spoke to Macayla Bhageloo. She said that the amount related to a loyalty card fee for a company called BOS. I have never been contacted by anyone offering me a loyalty card and have never accepted any. She assured me that the amount will be reversed and I will be taken off their list. A colleague had a similar experience but banks with a different bank. The amount was never refunded. In fact, even after she cancelled the debit order with the bank, the following month's debit order still went off her account. This is a ****.<br> <br> I want to know this:<br> 1. How did they get my banking details when I don't buy anything online?<br> 2. How did the bank verify whether or not I authorised this debit order?<br> <br> FNB only sends you an sms notification if the amount that goes off your account is R101-00 or more. This was R99-00. These ******** deliberately keep the amount lower.