Unauthorised Debit Orders

In May 2015 I was contacted by a call centre agent of DJem Marketing re a value added service that's being offered to loyal FNB clients. I informed them that I was not interested. I only picked up in August that they ran unauthorised debit orders each month since 26 May 2015 for R99. Smart Buy running for DJem refunded me the R399.99 and R99, still waiting for Kai Holdings part of J &amp