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This is a warning Dont sign up with them <br> <br> Hi<br> <br> Trust you are well.<br> <br> Im aware that you as a company have all these u-understandable clauses about the money being invested in a product \ called the master card"For Lyoness. However when I enrolled in 2014 I was advise that the master card would have been available in South Africa before the end of 2014. <br> <br> This has not happened"