LWM

Well LWM have been hassling me on a weekly basis stating that I owe FNB a large amount Why was I not notified about this account which LWM claim I paid an amount of R1600 in 2018 I cannot recall having paid this amount as I have heard FROM LWM 3 or at the most 4 times They must please advise who paid the amount of R1600 as I have not been a position to pay any such amount I was retrenched In December 2010 Receive a pension and pay 12 creditors Ludicrous it seems to me As I understand it this is prescribed debt Or am I wrong but I refuse to pay as I cannot afford another cent Why was I not contacted before Sent the NATIONAL CREDIT REGULATOR A MESSAGE TO ASK IF THIS US PRESCRIBED BUT STILL AWAITING an answer