I am new and do not ...

Hi Lawrence, 
How you trade or accumulate your cryptocurrency is up to you! Kindly note that Luno does not offer any financial and/or trading advice, however, if you’re just getting started and cryptocurrency is new to you, we’d suggest that you do some research so that you’re empowered to make informed decisions about how to use your money.
Our Help Centre has a host of articles that can answer any questions you have about using Luno:https://www.luno.com/help/
Our Learning Portal provides education about various cryptocurrency topics:https://www.luno.com/learnSome interesting blog posts:https://www.luno.com/blog/post/the-truth-about-making-money-with-cryptohttps://www.luno.com/blog/en/post/a-beginners-guide-to-crypto-trading-strategies
Our Youtube channel:https://www.youtube.com/c/LunoGlobal/videos
We hope this helps!