Disgruntled applicant

To whom it may concern,

I tried to apply for a loan at Loans Direct, however an employee Loans Direct named Linda Nxumalo advised me to pay an initiation fee of R1500.00 in order to be granted a loan, as things stand I haven't received help and I have asked for my money back and to this day I am waiting on my refund.

Kindly be on the lookout for such, however I believe that karma doesn't have the wrong address.