Loan Tracker SA bunch of *******

So this morning I get an sms from my bank saying that R429 has been debited from my account with reference Ltracker. I have no idea who this is so google them. I can not afford to even pay all my stuff every month so why the hell would I want the services of someone and pay them a monthly fee of R429 which I can not pay. These people need to be stopped they are *****ing my money and so many others. Its going to cost me now to go to the bank and stop this. extra time and petrol wasted. ******* that what they are.