********* business

I was informed by Loan Tracer that i need to pay R399 or else i will be handed over for debt collection. I asked for a copy of this alleged agreement which I entered with them i 2013. Nothin forthcoming. Next thing, I got a letter of demand from Lifestyle Legal that I must now pay R578.55.<br> <br> I have not entered into an agreement with them and I feel this is a very sneeky and ********* move