BE WARNED - You buy a membership!!!

So we all sometimes get short of cash - I went online and entered my details - very stupid I know. I did not read the terms and conditions, the part where you have to put your bank details as most company does that to confirm your details if u are approved. Then I realized I have to pay - I asked them more than once this has been a misunderstanding please cancel this. They don't care they want their R1,200.00.!! Really If I asked you for a loan that means I NEED money - why would I go and buy a membership to give out more money?? Please be warned about LOAN TRACERS SA - you pay to be a member. I am reporting them to NCC and they will go visit their offices.