will put you in legal debt for service you don't even know

according to them i signed a agreement i have no idea what it is. till this day i don't know what service they provide but they have debited my account and harrasing me for months threatening legal action if i don't pay them. Already in debt these ****** want to blacklist me. i've tried the National credit regulator and the credit ombudsman but no help from them. Companies like Loan Spotter SA should be ******* and fined