Stay away. Bunch of ******

I never app**** for a Loan through Loan Spotter SA. To my surprise my bank account was debited with and amount of R429. I refuse to pay it as I had no service from these bunch of idiots at all. I got an email with three forms that I need to fill in. I did not even respond on these mails. No they threaten me with demand letters and harassing me with sms'e that they are going to take legal action against me. I will not pay for services that was not rendered. Never heard of this people now that they want money, they are harassing me for R1565. Hell knows for what this is. I never signed any agreement of phoned them at all. If you get service one is more willing to pay, but this is no service at all and they want R1565. A bunch of ****** and money *****ers. Stay away from these people