****!!!!!!!!!!!!!!

<p>These people are ********s.</p> <p>I just received a mail that i owe them R1142 for early termination of policy. But the problem is i never signed any application, nor give them access to my banking acc. they charging me **** i never requested. And there’s only one way communication from them</p> <p> </p> <p>"Thank you for your settlement request. Our records reflect that your account is outstanding to the sum of R1,142.00 as of 14/11/2016. In order to avoid being in material breach on your agreement entered into on 11/10/2016 we urge you to settle the outstanding amount as soon as possible. You are able to download or view your digitally signed service mandate and agreement, by visiting www.loanspottersa.co.za by inserting your Identity Number together with your client reference number as above into the “client area”, to access your client portfolio with Loan Spotter SA.</p> <p>STATEMENT OF ACCOUNT<br />DATE<br />DESCRIPTION<br />DEBIT<br />CREDIT<br />BALANCE<br />11/10/2016<br />Convenient Service Package - Activation Fee<br />R429.00<br />R0.00<br />429.00<br />11/11/2016<br />Convenient Service Package - Monthly Fee<br />R99.00<br />R0.00<br />528.00<br />11/11/2016<br />Penalty Added to Account - Debit Order Failed - NOT PROVIDED FOR (EQUIVALENT TO R/D ON A CHEQUE)<br />R110.00<br />R0.00<br />638.00<br />14/11/2016<br />Account Settlement (1 x Month @ R99.00, plus 9 x Months Early Cancellation Pentalties @ R45.00 per Month)<br />R504.00<br />R0.00<br />1,142.00<br />TOTAL AMOUNT DUE TODAY: R 1,142.00<br />We hereby give you notice as provided for in section 14(2)(b)(ii) of the Consumer Protection Act, that if you fail to pay all amounts due as provided for in your service mandate and agreement with us within 20 (twenty) business days, that we shall accordingly terminate your service mandate and agreement with us.<br />Please note that upon cancellation/termination of the service mandate and agreement, you shall remain liable for all amounts owing to us in terms of said service mandate and agreement, including, but not limited to, failed debit order costs as well as a reasonable cancelation penalty as provided for in section 14(3) of the Consumer Protection Act. Should you fail to make the aforementioned payment Loan Spotter SA will add a 25% administration fee for the handing over of the account to the debt collectors.</p> <p>Payment is to be made immediately into the following account:<br />Account Name: Loan Spotter SA<br />Banking Institution: First National Bank<br />Account No. ********** 9520<br />Account Type: Cheque<br />Branch Code: 250655<br />Reference: ********** 610083<br />Amount Due: R1,142.00<br />Due by 2016/12/14</p> <p>Kindly email proof of payment to: ********** <p>Yours Sincerely;<br />Loan Spotter SA (PTY) LTD<br /> </p> <p> </p>