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I have app**** for a loan with Loan Spotter, and they all out of nowhere that start to debit my account and then I received a summons and now I received a letter from Lifestyle Legal telling me that I should pay them the money, I did tell him that I did not receive any money from them. I need help please cause if I had money I would not have app**** for a loan in the first place and now they want me to pay something I did not get at all...