Loanspotter just a hoax

<p>I was in need for a loan and found loanspotter on the web. I app**** for a loan and in fine writing they bind you to some policy you have to pay for 12 months debiting a amount of R429 for the first installment. They do not help you getting a loan they just trick you in signing a policy. I do not have money that is why i need a loan, so how am i suppose to pay this **** policy fees? </p>