***** in Loan Scout SA

I app**** for a loan last year from Loan Scout SA but my was not approved, when I asked why they said I didn't meet the required requirements for the loan. At the end of the month I received a massege from my FNB account alerting me of a debit order from my account so I reversed the debit order and stopped it. Now am receiving letters from lifestyle Legal saying am owning R2351 for a loan that I took at Loan Scout SA, when I asked for documentation of the loan that they say I took nothing was sent to me only letter with the reference number : ********** 216086 was sent to me. Please people be warned about the ***** made by Loan Scout SA.