Threats to Take legal Action.

I was in a very bad place some time ago, looking for help and trying to get a loan, Going online, I came Across a company Loan Locator SA, I filled the Docs as required, then came Month end, And money was deducted from my Account via Debit order, <br> <br> After contacting them, They said I was in Contract with them and Money was owned, I receive the latest document from what seem to be their Legal department, threatening me with legal steps. I have send mail to them that I never wanted to be part of this, them demanding full settlement, that i owe them. I have checked the Internet, and alot of people seems to complain about them.<br> <br> I do not have money, still in my financial predicament, with this company putting me, and alot of others in the same position.<br> <br> Please help me.