I did not undertake a contract with them just was to check if I qualify for a loan but now they saying I loan and don't even recall Loan Hub

STATEMENT OF ACCOUNT DATE DESCRIPTION DEBIT CREDIT BALANCE 25/11/2016 Convenient Service Package - Activation Fee R399.00 R0.00 399.00 25/12/2016 Convenient Service Package - Monthly Fee R99.00 R0.00 498.00 25/01/2017 Convenient Service Package - Monthly Fee R99.00 R0.00 597.00 26/01/2017 Payment Received from Client - Debit Order Payment R0.00 R99.00 498.00 25/02/2017 Convenient Service Package - Monthly Fee R99.00 R0.00 597.00 25/03/2017 Convenient Service Package - Monthly Fee R99.00 R0.00 696.00 31/03/2017 Penalty Added to Account - Debit Order Failed - NOT PROVIDED FOR (EQUIVALENT TO R/D ON A CHEQUE) R110.00 R0.00 806.00 25/04/2017 Convenient Service Package - Monthly Fee R99.00 R0.00 905.00 26/04/2017 Payment Received from Client - Debit Order Payment R0.00 R99.00 806.00 25/05/2017 Convenient Service Package - Monthly Fee R99.00 R0.00 905.00 18/06/2017 Penalty Added to Account - Debit Order Failed - Unsuccessful - Not Provided For R110.00 R0.00 1,015.00 18/06/2017 Account Settlement (1 x Month @ R99.00, plus 4 x Months Early Cancellation Pentalties @ R45.00 per Month) R279.00 R0.00 1,294.00 18/06/2017 Penalty Added to Account - Debit Order Failed - Unsuccessful - Not Provided For R110.00 R0.00 1,404.00 14/07/2017 Penalty Added to Account - Debit Order Failed - Unsuccessful - Not Provided For R110.00 R0.00 1,514.00 TOTAL AMOUNT DUE TODAY: R 1,514.00 Please note, that you remain liable for all amounts owing to us in terms of the said service mandate and agreement, including, but not limited to, failed debit order costs as well as a reasonable cancelation penalty as provided for in section 14(3) of the Consumer Protection Act. Should you fail to make the aforementioned payment Loan Hub SA will add a 25% administration fee for the handing over of the account to the debt collectors.

Payment is to be made immediately into the following account: Account Name: Loan Hub SA Banking Institution: First National Bank Account No. ***8 Account Type: Cheque Branch Code: 250655 Reference: ********** 812394 Amount Due: R1,514.00

Please take note that your failure to make payment of the aforementioned amount due to Loan Hub SA in terms of your service mandate and agreement within 24 hours of this notice, shall result in you being handed over to Capital Lifestyle Solutions (Pty) Ltd t/a Lifestyle Legal for collection as per clause 10.4 and clause 10.6 of your service mandate and agreement and you shall be liable for additional administration and legal costs to and borne by Capital Lifestyle Solutions (Pty) Ltd t/a Lifestyle Legal.

Kindly email proof of payment to: **********

Yours Sincerely; Loan Hub SA (PTY) LTD