handed over to legal department

Helo peter . I had the most terrible experience with this place this business is the most shady company ever I had app**** for a loan with them and was declined now they handed me over to legal department as I owe them service fees I will not recommend them to anyone they are the most terrible loan company ever I am unemployed at the moment so I will not be paying them one cent I have not signed for anything please help me in this matter. They cannot get away with this tipe of service they are ****** and the sooner they admit it the better I will continue with this matter.