summons threat

<p>I logged a review regarding this people thus far I have not been contacted these people keep sending me emails saying I owe them I dont know for what apparently its a loan agreement with loan picker which I remember they said I will pay for thier services once my loan has been approved and if I get assistance which I did not so what im I been forced too pay for this is my call for help these people are saying il be blacklisted which im worried about hello peter please help me sort this out cry for help</p>