******** delux in bed with loan hub sa

<p> I inadvertantly entered into an agreement with Loan Hub SA who are apparently afficiated or part of Life Style Legal without even realising that I had done so. They have been deducting two amounts off my bank account monthly and when I eventually got through to them (they make a habit of not answering their phone) the were so rude and unhelpful and have penalised me and now threatening me with sherriff of the court judgements because I cancelled the agreement 2 days earlier than the year for a service I have never received service for. How can companies like this continue ripping people off? WHy can they not be stopped? Is this actually legal? Does anyone have any answers</p>