Dont contact customer but get Judgement

On the 23 October I got a message for Loanspottersa saying I am in breach of my contract. I sent them a message to find out what the reason was and never got any response. Then on the 5th November I get a message from Lifestyle legal saying I have 3 days to pay the outstanding balance or a summons will be issued against me. I contacted them and told them that I am going to report them to the financial board and never received anything from them again. Then today I received the sms again threatening me to pay within 3 days or it will result in court summons being issued<br> My application date on the website was 30/07/2014 with Loanspotter<br> 1. On the website of Loanspotter's terms and conditions there is only a clause 4.2 which reads the following <br> 4.2. The 12 (twelve) month period commences from the date your service mandate and agreement has been entered into and expires 12 (twelve) months later.<br> There is no mention of a renewal or cancelation of this agreement<br> <br> 2. They sent me an email (to my old work) email address 26 October 2015 that I had to renew or cancel the agreement. Obviously because I don't have access to the email anymore I did not receive the mail but now threaten