Being threatened of a loan I never took

Few months ago loan locator sent me sms and emails saying I have not been paying my man and they were also deducting money from my bank which I went to the bank and reversed it and now lifestyle legal is sending me SMS saying I'm being summons to court or should pay the money and today they sent another SMS saying I have 24hours to settle or I'll be listed in trans union ITC ,I never received a land from this people and I don't owe them