Bad service and *****

I apply a loan from Loan Location SA and Loan Choice Both company I never got any help,but all the time they deduct money from my account then I went to bank to reverse my money back. Now I receive messages and emails from Lifestyle Legal saying I own them R 3 304.65,Soo i payed R 500.00 after i pay they send me an email with summon,i try to call them several time no one is answering the phone but they send the email that they call me after 24 or 72hours.I will be happy to get any help from anyone with this Company.Please Please!!