LIC issued a policy before the birth of the jataka

1. I have purchased the policy (No. ********** 75) after the birth of my son Mt. Akhar Bandyopadhyay on 29/03/2001 (same as DOB of Akhar);

2. Surprisingly, what I have noticed is that the commencement date of the policy is 12/03/2001, almost 17 days before the birth of my ward, Akhar Bandyopadhyay

3. The crucial point is that, we have not received any payments as promised in the point no. 2 of the first page of the policy bond till date (highlighted in the attached file).