You will NOT be able to afford cover after a few years. They price you out with escalations!

You increase the premiums by a factor which is 3-5 times higher than you increase the cover. So you price me out after a few years, while having received hundreds of thousands. After a around a decade, a premium that started as say R7 000, becomes R50 000, for almost the same cover.

This practise should be banned. I will be asking the attorneys in my firm to investigate the feasibility of launching a class action suit.