Liberty Life? It is a big NO from me!

My late father who passed away in August of 2009, had life insurance with Liberty Life. But upon his death in a car accident, they cited that the apparent non-disclosure of his hypertension as their reason for not paying out. I was 15 at the time and struggled with school, that payout would have been extremely beneficial. I would never have life insurance with a company that makes your family suffer after a tragic death.