LIBERTY HAVE ****** MY RETIREMENT

I have a retirement annuity with liberty.

My contribution on this policy is R2500 per annum, which equates to R208,33 per month.

However I am paying three management fees of approximately R 71, R19 and R93 and an ongoing commission recovery fee of approximately R23 per month, totalling R 206 per month!!!!

These costs are equal to my contribution, which is ridiculous.

In addition I am being charged R150 per annum for ODCW!!!

So I am paying more in fees than into my policy. This is ridiculous.

I would like to cancel or make this policy paid up, but I am told that still have to cough up these exorbitant management fees and commission recovery fees every month, amounting to R206!!!

I will have nothing left for my retirement whether i pay for the policy every month or cancel it.

please help me