I app**** for income protection, disability and dread disease cover and after 15 months of providing them with the medical tests and my time and money spent --- they decline my cover!!! " Because of previous medical history" yet my previous medical histo

I app**** for income protection, disability and dread disease cover and after 15 months of providing them with the medical tests and my time and money spent --- they decline my cover!!! " Because of previous medical history" yet my previous medical history was disclosed at application and they stated that providing that my new medical tests are in good order, that I would be covered despite my past medical history. Had they declined me upon application I could have saved expenses on tests that are now irrelevant. So I actually wish all Liberty's underwriters nothing but the worst in health as they are worst then the lowest **** on earth