blacklisted

<p>i opened an account with lewis in 2012...unfortunately in 2013 after missing payment for three months they collected the tv set with hi fi system ...to my surprice i found out i was blacklisted two weeks ago ,,they never tried to contact me regarding the matter...when i went to the shop to enquire they told my account has been handed over to their lawyers . when i asked why because they took their product ..they told me just to clear my name i need to pay R 12.000 ....what i dont understand is how do they list me when they took their entertainment system and what wud i be paying for if i were to pay the 12.000....does this mean that if i pay this money will they return the tv back to me .....if anyone has an idear how this works please assist coz am ready to take the legal route </p>