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I would like to share my experience with this company the presentation we attend they ask you about your personal information. To my surprise they already have my personal information and on the presentation they want to know if you have any holiday club.Please be aware of the OTP NUMBERS THEY SEND TO YOU BECAUSE THAT OTP IT GAVE THEM ACCESS TO YOUR BANK ACCOUNT THAT MEANS YOU HAVE APPROVE EVERYTHING. This voucher of Lpa they make you to join holiday club but they don't specify about it. Lets unite and expose them to Skhipha Mafiles 157 Moja love. We are joining something that we are not aware off. LEISURE PORTFOLIO ASSOCIATION (LPA)****