I had a real embarrassing moment in January when I had to neglect some of my debts to attend to a personal issue

I had a real embarrassing moment in January when I had to neglect some of my debts to attend to a personal issue. Mr Wilbur Slater were very understanding and a good listener when I described my situation to him. He patiently explained to me the way forward and offer some advise on a few issues that may affects me negatively. I appreciates his calm approach to this situation.