Stay away from Kaelo GAP!

Kaelo GAP is absolutely useless. I have had this policy since 2016, and this is the first time I have had to claim. The claims process is extremely frustrating. They keep requesting the same documents repeatedly EVEN THOUGH IT HAD ALREADY BEEN SUBMITTED. NO feedback is forthcoming, and when you call, it's like talking to a brick wall. AVOID KAELO GAP !!!